Chicago Accountant, CPA and Financial Planner, CFP®
As Certified Public Accountant and CERTIFIED FINANCIAL PLANNERTM certificants, Karl W. Blovet & Associates has a full range of knowledge, experience and services to offer Chicago area individuals and small businesses in the areas of financial planning, retirement planning, investment planning, tax planning, education planning and accounting.
Our mission as your Chicago accountant and Chicago financial planner is to provide the highest quality services in the financial planning, retirement, investment, tax, and accounting sectors for individuals and small business owners in Chicago. Based upon our experience, technical competence, analytical ability, professional objectivity, and integrity we are uniquely qualified as a financial planner and a accountant to provide these services to our clients. We have a passion for people and a passion for great ideas and creative solutions.

Financial Planning Articles & Tax Articles

You probably feel good that you filed your tax return on or before April 15 and that you can forget about taxes for another year. Not so fast. Remember the struggles involved with the preparation of the recently filed return. Prior to tucking away your 2007 return, take a good look at it again, and determine how better record keeping and planning throughout the year could have assisted you during preparation time.
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If you are creating a new business or unhappy with your current business structure, you need to consider the appropriate business entity. Whether to incorporate or form a limited liability company (LLC) is not always obvious. Under the Internal Revenue Code (IRC), a corporation is either a “C Corp” or an “S Corp.” An LLC is either a sole proprietorship (single member), a partnership (two or more members), a “C Corp,” or an “S Corp (if it meets all of the requirements and files a timely election).”
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Cashing out when changing employers, doing nothing when changing employers, or forgetting to invest the savings transferred can really cause problems for your 401k investment.
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The key is to maintain a globally well-diversified allocation. We recommend using no-load, low expense ratio index funds, or ETFs for those seeking broad international exposure.
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